Stop Pitching. Start Diagnosing.
The best mortgage conversations don't start with a product. They start with a question.
"What are you trying to accomplish?" That's it. Let the homeowner answer. Then open the calculator and show them what's possible.
That's the approach Loansure Calculators are built for. Not a pitch tool. A diagnostic tool. And there's a meaningful difference.
Five Scenarios. One Screen.
Loansure Calculators allow loan officers to model up to five mortgage refinance scenarios simultaneously — Cash Out / Debt Consolidation, Cash Out Same Payment, Term Reduction, Term Reduction Same Payment, and Payment Reduction —with editable variables and live debt inputs.
Every field islive. Adjust the rate, change the term, toggle a debt in or out — all five scenarios update in real time. The homeowner is in the room with you while the numbers change. That's not a presentation. That's a conversation.
The Inputs That Drive Everything
Refinance Variables and Debts are the foundation. Mortgage balance, closing costs, cash requested, offer rate, term, loan type — all editable. The Debts section lets you input homeowner credit card balances and minimum payments, and toggle each debt on or off to show what changes when they're rolled into the refinance.
Ken Bartz, Loansure co-founder: "Don’t try to pre-qualify the perfect borrower on paper before you talk to them. Get on the call, ask what they’re trying to do, and use the calculator to show them what’s possible. The product sells itselfwhen the homeowner can see the numbers."
From Calculator to Close
The View Comparison button generates a detailed current-vs-new mortgage breakdown for any scenario — the full picture of what the refinance actually means in monthly payment, total payments saved, and cash out. From there, one click to Benefit Summary, ready to share with the homeowner.
Loansure Calculators work for any household in the US — not just Loansure leads. Your entire database. Your referrals. Your existing book of business. Any homeowner conversation, on demand.
Find Calculators in the left navigation of your Loansure platform.
